Free Tool
Home Sale Net Proceeds Calculator
See what you'd actually keep after selling your house — the listing route (agent commission, closing costs, repairs, and months of holding) compared to an as-is cash sale, side by side. Enter your numbers below.
Your numbers
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A cash offer on an as-is home is typically a percentage of market value in exchange for no repairs, no commission, and a fast close. Adjust any figure to match your situation.
Your estimated net proceeds
Sell with an agent
Typically 2–3 months
Sell as-is for cash to Sell My House As Is Quickly
Often about 1–3 weeks
A traditional sale nets about $16,250 more here, but takes longer and needs repairs, fees, and showings. A cash sale trades some of that for speed and certainty.
Get my real cash offerHow your net proceeds are calculated
Selling with an agentstarts from your home's market value, then subtracts the agent commission (commonly 5–6%), closing costs, the repairs a buyer or inspector will expect, and your remaining mortgage balance — over a typical 2–3 month timeline with showings and contingencies.
Selling as-is for cash starts from a cash offer — a percentage of market value in exchange for no repairs, no agent commission, no closing costs to you, and a close in as little as a week. Your net is that offer minus your mortgage payoff. Lower gross, but often close after you account for fees, repairs, and months of carrying costs.
This calculator is an estimate for planning only, based on the figures and assumptions you enter.
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